| Monthly cost | Three plans, one monthly price. Tell us about your business and we send your price the same day. | Hardware and software are usually sold together and often paid over 36 months. For example, Station Solo: $179 a month, or $1,799 plus $89.95 a month. Software alone: $0 to $129.85 a month.12 |
| Card fees in person | Keep your own card processor and terminal, or use a Stripe reader on your own Stripe account: Stripe charges 2.7% + 5¢ a sale. Your quote lists everything Denali charges.6 | 2.3% + 10¢ on most plans (2.6% + 10¢ on retail Basic). Cards typed in or online: 3.5% + 10¢. Rates can differ when a bank or reseller sells Clover.12 |
| Whose card fee is lower: Stripe's or Clover's | Stripe's fee is lower only on sales under $12.50.16 | Clover's usual 2.3% + 10¢ is lower on any sale over $12.50. |
| Devices | Runs in the web browser on the tablet, phone or touchscreen computer you already have: iPad, Android or Windows. Nothing to install. | Clover's own devices, from $199 (Clover Go) to $3,499 (a kiosk).2 |
| Card processing | Yours to choose. Your Stripe account is your own, and it stays with you if you leave. | Clover says its devices can't be used with other payment processors.3 |
| Contract | Month to month, with no multi-year contract. Cancel any time by email; it ends with the month you paid for. A $49.99 fee applies only if you cancel in your first year. | Software plans can be month to month, but deals often need a three-year agreement, with a termination fee if you cancel within three years while Clover processes your cards. Terms change from one reseller to another.24 |
| No internet | Keeps selling. Every sale is saved on the device first and never counted twice. Cash works, and so does your own card terminal if it has its own connection. A Stripe reader needs the internet: Denali can't take cards offline yet. | Takes cards offline for up to 7 days by default on Clover Mini and Flex. You pay for any that are declined. Pre-authorizations don't work offline, and Clover Go has no offline mode.5 |
| Spanish | Every register runs in English or Spanish, and each register picks its own. The website and the sign-up are in Spanish too. | We couldn't confirm this on Clover's own pages. Ask Clover or your reseller. |
| Support | By email, and Report a problem right from the register. Every register checks in every minute. No phone support. | Phone support around the clock, and chat from 8 a.m. to 6 p.m. Eastern.2 |